How to Comparison Shop for Medicare Coverage

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If you are eligible for Medicare, you should start exploring your options before you need to select coverage. Many Medicare medical and prescription drug coverage options are available for comparison shopping.
There is much to compare, particularly for health plans offered through private health insurers, called Medicare Advantage (MA). These plans often offer additional benefits -- like dental and vision coverage -- as well as things like gym memberships, online doctor visits and care coordination for people with certain chronic conditions. “Premiums and benefits are different depending on the plan, so it’s important for people to look at these differences to make sure their plans meet their needs,” says Josh Martin with Amerigroup’s Amerivantage Medicare plans, which serves many MA members. According to Mr. Martin, here are the basics when it comes to comparison shopping for Medicare coverage.\ Examine the plan’s list of covered drugs. Different plans have different lists of covered drugs, called formularies.
 
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